How it works
Apply the annual growth factor repeatedly over the selected period. The calculation separates the original investment from projected growth. Fractional years use the equivalent compound-growth exponent.
Inputs and units
| Input | Example value | What to enter |
|---|---|---|
| Initial investment | ₹1,00,000.00 | Required unit: ₹. Use a non-negative value. |
| Expected annual return | 12 % | Enter the percentage as a number: for 15%, enter 15. Use the annual rate. Use a non-negative value. Allowed range: 0–100. |
| Investment period | 10 years | Required unit: years. Use a non-negative value. Allowed range: 0–60. |
Worked example
Show example inputs and results
This example is generated by the same calculation engine using the starting values in the form. Your own inputs produce your own result.
- Initial investment
- ₹1,00,000.00
- Expected annual return
- 12 %
- Investment period
- 10 years
Complete example results
- Projected future value
- ₹3,10,584.82
- Initial investment
- ₹1,00,000.00
- Projected growth
- ₹2,10,584.82
Reading the result
Match the rate period to the payment period. Fees and taxes absent from the inputs are not added automatically; compare totals with the same cost coverage.
Questions and answers
Can I use the example values for my own calculation?
The example values illustrate the calculation. Replace every input with your own information, especially dates, rates and the selected operation.
Does this account for mutual fund expenses or tax?
No. Enter an assumed net growth rate if that is your planning convention, but this tool does not calculate scheme expenses, exit loads, capital gains tax or inflation.
Why are some results rounded?
Results display up to 8 decimal places. Calculations use the unrounded values; very small values use scientific notation. JavaScript floating-point arithmetic can introduce tiny rounding differences.
Are my inputs sent to a server?
The calculator processes inputs in your browser. Its code does not send your values to a server.
Method sources: investor.sebi.gov.in
Data version: 2026-10-08 · Methods & accuracy